Three Cheers for the Private Sector!!!
In America, business is King. Anyone can start a business. If you have a good idea and are willing to work hard, you can become a millionaire.
Anyone can become a millionaire.
Even if you were born in a log cabin, you can become President of the United States.
Thus it should not be surprising that 'making a profit' should be the basis for one of the methods of developing your ability to think creatively.
Look at it another way. Everyone is going to have problems in life. A lot of them. In their personal life, their business life, their social life. 'Problems' are like death and taxes: things you cannot avoid.
But there is one thing you can do with problems you cannot do with death and taxes.
You can profit from them.
Don't view problems as a stumbling block to your progress; view them as a means of making a profit.